Last few minutes of a debt-free life

We’re off to meet the realtor and finalize the purchase of our
apartment! Yikes!

It’s all very exciting, but scary too. I’ve enjoyed being completely
debt free for the past six years, and it’s a bit daunting to take on a
mortgage again, not to mention all the renovation expenses. But it’s
all good, and definitely worth it to have a place that is really _our
home_. Wow.